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Both spouses work hard for their money, and enjoy spending their discretionary income.
Can each spouse still respect and love the other, without fostering feelings of guilt and resentment?
Yes, but it is not easy.
Income inequality in marriages, while common, unfortunately causes unnecessary tension in many relationships.
How do you deal with income inequality, and how do you determine who spends the money?
Guilt As athis is an issue that we deal with often in our home.
My husband makes more info majority of our income, but I make some extra money doing side jobs, such as and babysitting.
This is very common for the spouse who earns less.
In fact, I have several friends who have also at times experienced feelings of guilt.
Resentment The spouse who earns the money says all free of the household income may also feel resentment towards his or her spouse.
If the spouse who earns less income spends money on goods that are not essential, the spouse earning more money may feel taken advantage of or feel that the and expenditures are unbalanced.
Perhaps the spouse who earns more feels as though he or she has to work harder or longer slots sign up all to make the money, and feels that his or her spouse needs to put in the same amount of effort earning an income.
Power Struggle Money equates to power.
This includes power to get what one desires, power of influence, and power over other people.
In marriages, sometimes the primary income earner believes that he or she has power over the other spouse.
The primary income earner makes all of the decisions about where the family goes, what the spouse does, and determines the family dynamics.
The spouse who makes less money ends up at the mercy of the spouse who makes more.
Overspending Overspending can be another result of one spouse making more money than the other.
Similar to a power struggle issue, but isolated only to issues with power over the money, the spouse earning more sees the money as his or her own, and believes that he or she has the right to spend the money at will.
The other spouse may not have anything left for other purchases.
Lying About Money Another issue that may arise from income inequality is dishonesty.
There are several reasons whyor want to hide their spending habits.
If a spouse is spending more than a fair share of the family income, he or she may cover up the secret to avoid marital conflict.
It is a terrible thing when one spouse all codes nokia mobile />It is even worse when the spouse lies about overspending.
They may deny themselves such things as clothing, grooming, and dining out, or on an even more extreme level, they may deny themselves doctor visits or food — all the while thinking that they are doing what is best for the family.
This kind of behavior causes more harm than good, and puts an additional strain on a marriage.
Divorce Income inequality alone does not cause divorce.
Instead, income inequality, combined with other serious, unresolved issues, can cause divorce.
Remember, money issues are the number two cause of divorce in America, second only to communication issues.
How to Handle Issues and Avoid Conflict In order to handle these income inequality issues or avoid conflict altogether, follow these tips: 1.
Open the Lines of Communication This is the best way to prevent and resolve any issue in marriage: Have open communication.
If you feel guilty for spending money because you make less money than your spouse, talk about it.
If you resent your spouse because he or she is spending too much money, talk about it.
Just remember to start money says all free discussion about money in a loving manner, without accusing the other of wrongdoing.
Help each other out!
Share Your Needs Once the lines of communication open up, share your needs.
If you feel that you need to have an equal amount of spending money, share that with your spouse.
Or perhaps you need help or encouragement from your spouse in order to generate more income.
Create a Budget If you have not alreadystart one today.
Determine your income and expenses, as well as how much discretionary income that you have.
Then determine how much spending money each spouse should get.
Not only will this clear up where the money is going, but it will also make it so each spouse has agreed upon how much can be spent by the other spouse.
For those who are just starting out using a budget, I recommend the.
Have Regular Finance Meetings My husband and I talk about our finances once a week.
We take a look at our budget to see how we have been spending our money and identify any areas where we need to cut back.
This also gives us an opportunity to discuss any other issues related to our money, including upcoming expenses, possible income opportunities, and problems we have with our current spending.
If you have an issue with income inequality, this would give you an avenue to discuss it safely.
Create a Reward System My husband and I have a fun way to keep ourselves within our budget by using a reward system.
At the end of each month, if we spent less than we made, we take a percentage of that amount of money to be our spending money in the next month.
This allows us to work as a team to achieve our goal of being under budget in a fun way, while also rewarding us equally since it took the both of us to succeed.
Have Equal Amounts of Total Work If two spouses are not earning the same income, housework often makes see more for the inequality.
If one spouse works 50 hours a week article source the other works 25 hours, the one who works less can do 50% more housework than the one who works more.
By creating equality of total work, the relationship stays more stable, money says all free no one feels as though he or she is carrying the burden of the family.
With that said, if the two spouses work equal hours, but have different salaries, the higher-earning spouse should not penalize the other person for working in a lower-paying job.
The spouse may want a higher-paying job, but has always been passed over for promotion, or, conversely, the spouse might be happy in the lower-paying job.
Both partners should contribute to housework using a if they have similar hours at work, regardless of the difference in salaries.
Ultimately, treat each other as teammates.
Spend All casino bonuses Together As a way to remember that the money that a married couple makes belongs to the couple, money should be spent together on regular date nights and.
Be Flexible Your spouse may have had an especially difficult work week, recently experienced a death in the family, or might just be having a bad day.
Perhaps your spouse needs extra money for an essential, one-time purchase, or wants to.
Spend a little less that month, and let your spouse have a larger percentage of your combined income.
Get Rid of Separate Accounts When you are married, you share everything.
You share a home, your hopes and dreams, and your money.
Things get complicated when spouses have two.
Final Word When you are married, you are part of a team.
A team works together, practices together, plans together, wins and loses together, and is rewarded together.
So in your married life, both spouses need to work in tandem to get through any financial issue that may arise, such as income inequality.
You must open the lines of communication and plan how you are going to deal with the differences in your salaries.
How do you deal with income inequality in your marriage?
Casey Slide lives with her husband and baby in Atlanta, GA.
Buying an expensive sports car, getting some fancy bling, and getting Botox injections: What do these three behaviors have in common?
They may be signs.
The content on MoneyCrashers.
Should you need such advice, consult a licensed financial or tax advisor.
References to products, offers, and rates from third party sites often change.
While we do our best to keep these updated, numbers stated on this site may differ from actual numbers.
We may have financial relationships with some of the companies mentioned on this website.
We strive to write accurate and genuine reviews and articles, and all views and opinions expressed are solely those of the authors.


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